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While it’s not optimal to carry a credit card balance, many consumers do. Credit card interest rates can be relatively high compared to other types of loan options, but low-interest credit cards can eliminate some of that burden and provide a simple way to pay off debt without a personal loan.
Low-interest cards have APRs that are lower than average, and some cards have introductory offers with zero percent APR for a certain period of time. For consumers who intend to make several large purchases in a short amount of time, or for consumers who can pay off their debt within the introductory period, low-interest credit cards can save a lot of money on interest by reducing or eliminating it altogether.
[Check out the Best Low-Interest Credit Cards of 2018.]
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TSP Financial Group Blog
Terence S. Phillips