The Hybridge SBA Loan Program

Terence S. Phillips,

is the founder of
TSP Financial Group and has been in the accounting, finance, banking, insurance, and auditing arena for over 30 years.

79% of Americans agree they would benefit from having basic financial education and information.

Source: The 2018 Consumer Financial Literacy Survey, The National Foundation for Credit Counseling.
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45% of American workers have saved less than $25,000 for retirement, and 26% have saved less than $1,000.

Source: Employee Benefit Research Institute, 2018
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Will you outlive your retirement income?

Are your financial expectations for the coming year realistic?

Do you have a solid business plan for funding?

What does your credit score say about you?

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